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Health & Wellness Services Division of Student Affairs

Insurance Coverage and Assistance

WSU student health fee

All students taking 7 or more credits pay a health fee each semester to gain access to a range of health services and programs on campus. The health fee is not an insurance plan.

WSU student insurance

WSU offers insurance for international students and eligible graduate student assistants.

Other students have the option to stay on their parents’ insurance or purchase a plan through the Washington Health Benefit Exchange.

Our medical clinic also provides a financial assistance program for uninsured students who use our services. For questions about insurance and medical costs, contact our billing staff.

Help navigating your insurance options

WSU students can contact our billing office to get help from our certified health insurance navigators with:

  • Exploring options for health insurance coverage
  • Enrolling in WSU student insurance plans and the Washington Health Benefit Exchange
  • Understanding and navigating the medical system and insurance benefits
  • Applying for financial assistance for routine and urgent medical care

For assistance with the Washington Health Benefit Exchange, you can also contact Washington Healthplanfinder Customer Support.

Key insurance terms

Annual premium: The cost of a specific insurance policy for a given period of time.

Deductible: The amount of expenses you must pay out of pocket before the insurance company will pay any expenses.

Co-pay: A fixed amount you pay at the time of service.

Co-insurance: The amount of money you’re required to pay for services after your deductible has been paid.

Explanation of Benefits (EOB): An EOB is not a bill. An EOB is a document that lets you know your insurance company has processed a claim on your behalf, what it was for, whether it was approved, and for how much. Always check your EOB to make sure it’s correct, and contact your insurance company with questions.

UnitedHealthcare StudentResources (UHCSR) offers a series of educational videos with real-life examples and explanations of these terms and more: